A truly unique offering combining core benefits of many products available to property owners
Our offering combines the benefits of traditional credit products, rental default insurance, and property management services.
We give you the option to sell the financial risk of your traditional lease agreement to us. Our purchase offer is priced based on the risk we assume, which determines the discount rate we apply. If you take our offer, you’ll get the full discounted cash value of your annual rental income at the start of the lease term.
Example
Total Value of the Lease
$50,000
Discount Rate Based on the Risk
8%
Cash Value of Our Offer (Paid to You Upfront)
$46,000
Why Become a MaliVest Member?
- Membership is free
- We can only offer you our product and services after pre-qualifying you as an investment property owner
- Becoming a Member has clear benefits
How Do We Compare?
We have taken the core benefits of multiple products and services and combined them into one truly unique offering.
| MaliVest | HELOC | Cash Out Refinance | Credit Card | Personal Loan |
|
|---|---|---|---|---|---|
| Typical Cost | 7% – 18% of monthly rent | 3.5% – 13.25% APR | Mortgage Rates + Closing Cost / Fees | Ave. 17% APR | 7.25% – 100% APR (Ave. 33% APR) |
| Access to Cash |
| MaliVest | Rent Default Insurance | |
|---|---|---|
| Typical Cost | 7% – 18% of monthly rent | 5% of monthly rent + 1 month rent deductible |
| Eviction and Legal Services | Limited Cost Covered | |
| Tenant Default Protection | Limited Protection |
| MaliVest | Property Manager | |
|---|---|---|
| Typical Cost | 7% – 18% of monthly rent | 5% – 15% of monthly rent |
| Property Marketing | ||
| Tenant Screening | ||
| Lease Agreement Support | ||
| Rent Collection | ||
| Maintanence & Inspections | ||
| Eviction and Legal Services | ||
| Tenant Default Protection |
How Can Our Technology Help You and Your Tenants?
Key Features For Property Owners
Tenant Placement
- Advertise your property and manage your listing on our website. New listings or changes to previously posted listings will automatically be posted on top listing sites
- Potential tenants apply online and we run credit and background checks
Communication
- Communicate with tenants via text message and email
- View all communication history
- Submit requests and communicate with us online
Management and Maintenance
- Tenant upload renters insurance policy within the resident site or purchase a new policy
- Receive and manage maintenance and other requests submitted by tenants
- Track and manage tasks online
Access to Documents
- Access financials and ledgers
- Access documents saved online (e.g. final lease agreements)
Key Features for Tenants
Access to mobile app features
- View current balance, payment history, scheduled payments
- Make online payments or set up recurring payments (bank account, debit or credit card payments)
- Submit maintenance and other requests online (including photos)
- Access important files (e.g., final lease agreement)
- Communicate with property owner
To become eligible for this offering, you will have to apply to become a MaliVest Member